Investing
I have many years’ experience of managing investment portfolios and assessing investment risk for fiduciary clients, working together to ensure assets are efficiently deployed by being appropriately invested. The structure of an investment portfolio is critical to the realisation of the client’s objectives. Other vital considerations include specific investment restrictions, time horizon, and any income requirements. As well as ensuring that the objectives of new clients are clarified, regular reviews of existing clients’ investment portfolios are imperative to stay on track. Since 2015, my independent investment consultancy service has assessed and monitored the suitability of countless discretionary portfolios through ongoing and ad-hoc reviews. Each Review Report includes an assessment of an investment manager’s adherence to a client’s stated objectives, relevance of portfolio structure, turnover, absolute & relative performance comparison, appropriateness of fee levels, risk profile etc, presented in a comprehensive yet accessible report often resulting in considerable cost savings and potentially overdue re-structuring of underlying assets.
To find out how I can help you to mitigate risk in your investment portfolio, get in touch as zoe@zoecousens.com.
As your Investment Consultant, I will
  • Identify different types of investment related risk, ie, stock, sector, strategy, country, currency
  • Scrutinise & monitor investment managers, all offering different strategies and providing a variety of report formats
  • Ascertain whether investment managers have the facility and competence to manage specific investment requirements and therefore meet clients’ expectations
  • Assess quarterly reports received from investment managers in a timely fashion
  • Identify correlation of returns, which could lead to reduced benefits of diversification
  • Identify potential conflicts of interest in underlying investments
  • Assess the suitability of any benchmarks used and oversee how they are agreed between trustee/ client/ investment manager
  • Suggest remedial action for unsatisfactory performance & recommend alternative investment ideas
  • Arrange investment manager ‘beauty parades’

To find out how I can help to mitigate your investment risk, please get in touch at zoe@zoecousens.com.

“I believe that the introduction of an independent Investment Consultant at the earliest possible stage in a client’s relationship with an investment manager is of tremendous benefit to both parties.”